ABOUT YOUR ADVISOR
A different kind of planning experience
Matthew R. Etzler
Certified Financial Planner™
Certified Retirement Counselor®, Chartered Retirement Plans Specialist℠, Chartered Federal Employee Benefits Consultant℠, Certified Financial Education Instructor℠
Beyond the Office
Matt is a native of Northern California and grew up with a deep appreciation for family, community, and hard work. His personal mission is to live a meaningful life that balances professional responsibility with family, creativity, and service.
Married to his best friend, Jill, Matt and Jill have three adult children who were raised to pursue their interests, value independence, and build lives rooted in character and integrity. Matt takes great pride in watching his children follow their own paths in different parts of the country.
Outside of his professional work, Matt has a long-standing passion for music and performance. He enjoys singing, live entertainment, and staying connected to creative outlets that bring people together. He also values time spent outdoors, travel, and experiences that foster perspective and balance.
Matt believes that success — whether in life, sports, or work — is shaped less by talent alone and more by consistency, accountability, and character. That belief informs both how he lives and how he works with the individuals and families he serves.
Professional Background & Philosophy
Matt is the founder of Etzler Financial Advisors, LLC and works with individuals and families who value thoughtful, planning-first financial advice. His approach is grounded in objectivity, transparency, and a fiduciary commitment to always act in the client’s best interests.
His work focuses on helping people navigate complex financial decisions with clarity, context, and a long-term perspective.
Matt holds multiple professional designations, including:
- Certified Financial Planner™ (CFP®)
- Certified Retirement Counselor® (CRC®)
- Chartered Retirement Plans Specialist (CRPS®)
- Chartered Federal Employee Benefits Consultant (ChFEBC℠)
- Certified Financial Education Instructor℠ (CFEI®)
His practice is intentionally built around comprehensive financial planning and transparent, time-based fees. Matt does not sell financial products, receive commissions, or charge fees based on assets under management, allowing his advice to remain free from conflicts and focused solely on the needs and goals of the people he serves.
PROFESSIONAL ASSOCIATIONS
A thoughtful first conversation
Choosing a financial advisor is an important decision, and the first conversation should feel comfortable, informative, and pressure-free.
For that reason, we offer a no-charge, no-obligation introductory consultation. This meeting is simply a chance for us to get to know one another — to understand what’s important to you, what questions you’re trying to answer, and whether our approach is a good fit for your needs.
During this conversation, you’ll speak directly with a Certified Financial Planner™ professional about your goals, concerns, and priorities. If it makes sense to move forward, we’ll provide a clear, written proposal outlining how we would work together and what you can expect.
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Etzler Financial Advisors, LLC (“EFA”) is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempt or otherwise permitted by law. Information on this website is for informational purposes only and is not intended as a solicitation of advisory services in any jurisdiction where EFA is not properly registered or exempt. Personalized investment advice is provided only after complying with applicable registration requirements or pursuant to an available exemption.