Make the Most of Your Life and Your Money
CONFLICT-FREE ADVICE TO HELP YOU BUILD, PROTECT, AND CARRY ON WHAT'S IMPORTANT
No Product Sales
Just Conflict-Free Advice You Need
Etzler Financial Advisors is an independent, fee-only advisory firm
We are proud to be included in the select group of financial advisors that act exclusively as a fee-only fiduciary
We provide conflict-free/sales-free advice and support for all personal financial matters including retirement, taxes, investments, cash flow, risk management, estate preservation and anything else that impacts your life
Services are available by the hour, by the project, or on an ongoing basis
Help to make smart financial decisions
YOU LIVE. WE HELP YOU LIVE BETTER.
You're probably in the right place if you...
Have questions or concerns about your financial present or future
Feel you're paying too much in taxes
Question your ability to achieve your goals
Seek answers to your retirement questions
Wonder if your resources will support your lifestyle
Question the guidance or value of your current advisors
Want to avoid conflicted advice from bank, brokerage, or insurance representatives
Are you on track?
SEE YOUR RESULTS IN 3 MINUTES!
The Etzler Financial Difference
Here to help you feel confident in your financial present and future
True Objectivity
Fee-only fiduciaries
Working for you exclusively as a fee-only fiduciary, our judgement or advice is never clouded by sales or incentives and you never have to worry about conflicts of interest.
No commissions and no hidden fees. The only compensation we receive comes directly from you.
Period.
True Independence
We work for you
We're not affiliated with any bank, brokerage, or insurance company.
Our true independence allows us to seek the very best solutions for you and our objectivity is never compromised by the influence or constraints of some parent or affiliate company.
True Expertise
Expertise & experience
Our knowledge comes from expert accreditations. Our wisdom comes from 25+ years of experience helping people achieve their most important life goals. Advice provided by a CERTIFIED FINANCIAL PLANNER™ professional, Certified Retirement Counselor®, and Chartered Federal Employee Benefit Consultant℠.
True Value
Peace of mind plus
The cost of our services is often offset by potential tax savings, interest savings, cost reduction, maximizing benefits, and many other ways. We can save you time, increase efficiency, and help to enhance your entire financial life to achieve your vision of success and provide peace of mind.
True Accessibility
Wherever you are
We use some of the most advanced technology available today to help you make informed decisions about your financial situation. Whether you are local or thousands of miles away, you can collaborate with us to get the guidance and support you need and advance your financial objectives.
True Tailoring
On your terms
Our advisory services and fee are custom-tailored to your needs and objectives.
We don't have asset minimums or require investment holdings for us to help you. We seek to empower you to take control of your life by providing meaningful guidance and support on your terms.
Worry less... Enjoy more
SIMPLIFY. SAVE TIME. SAVE MONEY.
Who We Work With
While everyone we work with may be on a different life path and in a different place financially, they all have something in common: they want an advisor they can trust whose advice is not colored by commission payments or conflicts of interest. They seek someone to educate them about their options and help them make informed decisions about building and protecting a rewarding and secure life for themselves and their loved ones. The typical people we work with include:
Government Employees
Benefit programs from Federal, State, and local government entities are extensive, complex, and sometimes unique, depending on your occupation, branch, post, and years of service. There are so many unique provisions and exceptions to be aware of to gain the greatest value from the benefits and programs you have earned. What pension option should you choose? How should you manage or distribute your TSP/457/401(k)? Should you keep your benefits? What about long-term care? What if you retire early? We help you gain the greatest value from your benefits and understand how they fit into your overall financial picture.
Near or In Retirement
So many decisions... you've worked hard and want to enjoy the rest of your life and not worry about whether your money will run out before you do. We help you evaluate and answer the many daunting questions: When can you retire? Will you have enough money to last? Can you enjoy the lifestyle you want? When should you start Social Security? What pension option should you choose? How do you minimize taxes? How should you invest? What about health care and long-term care costs? How do you preserve assets for heirs or charities? We provide detailed answers to help provide security today and into the future.
Career Professionals
You're established in your career and you want to enjoy your growing earnings and take care of your family while setting aside enough money for retirement and perhaps, your children’s education. How do you make good decisions to manage money and build wealth? How do you balance enjoyment today with paying down debt, building savings, and investing for the future? What can you do to prepare for the unexpected? How do you minimize taxes? We collaborate with you to pull together all the aspects of your financial life to help simplify your financial picture and give you the clarity to make informed decisions for today and tomorrow.
Employers
An employer-sponsored retirement plan is one of the most important employee benefits you can offer to your valued employees. Selecting and monitoring a qualified retirement plan can be overwhelming for even the most diligent plan sponsor. We help employers minimize fiduciary liability while maximizing investment opportunities, ensuring compliance, and helping plan participants achieve long-term financial security. With an objective and unbiased approach, we help you select, implement, and manage a qualified retirement plan that will meet your goals and objectives.
Take Control of Your Financial World
Manage your financial life on the go
Our relationship-based planning system and web-based technology solutions allow us to provide you with comprehensive guidance to streamline and improve your financial capabilities. We provide a secure, personal financial website that aggregates what you own and what you owe, all in one place, allowing you to see your complete financial picture from anywhere at anytime. All updated daily.
FEATURED IN
© 2005-2020 Etzler Financial Advisors, LLC
Etzler Financial Advisors, LLC (“EFA”) is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempted. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by EFA in the rendering of personalized advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable exemption.
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