• Client Testimonials

    What our clients say about us

  • Understands the nuances of federal retirement

    As I was nearing retirement from federal service, I really wanted to consult with a financial advisor to make sure I was making good financial decisions for my next life phase. As a federal employee I wanted someone who understands the nuances of federal retirement, and more particularly specialized retirement for federal firefighters. I also wanted a fiduciary who had my best interests at heart. Etzler Financial fit my needs perfectly! Matt is completely dialed with federal retirement and the nuances with firefighter retirement. Our first meeting I just got that great "vibe" about him and his team. I've been using Etzler Financial now for over three years and Matt's expertise and advice have been invaluable now that I am retired and moving into my next adventure with my own business! I truly can't say enough good about Matt and his team. Do yourself a favor and take the leap with Etzler Financial. You truly will not regret it.

    Riva

    HIGHLY recommend

    Our experience working with Etzler Financial has been stellar. Nearing retirement age is exciting, and yet felt somewhat daunting to try to plan for on our own. We are so grateful to have found Matt to assist us with looking at various ways to set things up and to establish a workable and sound financial plan for our future. We HIGHLY recommend connecting with Matt if you need a financial planner. He is by far the best advisor we have ever worked with!

    Eric and Kim C.

    Has our best interests in mind

    We searched for a long time to find a financial advisor that was a fee-only based certified financial planner, a fiduciary, a federal employee benefits consultant and most importantly someone we could trust. Matt checked all the boxes and more. We were hesitant to have someone manage all of our retirement assets because the previous person we were working with was charging us 1 1/2% of our net assets. Matt is a fee-only advisor and charges a set fee which is so much less than we were paying before. Since Matt has been handling our retirement accounts and has moved them into more productive funds, our assets have grown considerably. He is very knowledgeable and always addresses all of our concerns and questions. He has a great secure website that has all of your financial information in one place. Should something happen to either of us, the surviving spouse as well as our children would have easy access to all of our financial information. We feel very comfortable with Matt and know that he always has our best interests in mind. Matt and his office staff get back to you quickly should you have any questions or concerns. We wish we had found him years earlier. We highly recommend Matt and his team. If you're looking for a great financial advisor, look no further than Matt.

     

    Joe and Janet

    Very good about making suggestions

    I first looked to Etzler Financial when I was considering retirement. When I talked with Matt about the topic of retirement, he asked numerous questions about my goals as well as my spending habits. This info along with finding out my net worth, my investment risk tolerance, etc., gave him a real insight on how to proceed in my particular situation. Matt is not only a real attentive listener but, he is also very good about making suggestions as to how my retirement funds (based on my risk tolerance and goals) should be invested. He makes suggestions and gives different options I may want to consider, and then he lets me choose the route I feel comfortable with. Etzler Financial has had a great reputation in the community for many years due to being honest and hard working! I will continue to tell others about how happy I am with Etzler Financial due to the way they conduct business...they are top notch!

     

    Dave L.

    Experienced, easy to talk to

    We saw Matt for a free consultation to prepare for my husband's upcoming federal retirement. We were seeking a fiduciary/fee only advisor who was familiar with federal retirements. Matt fit all those requirements on paper and after meeting with him, we both knew he was the person for us. Experienced, easy to talk to and addressed all questions we had. We've been with him about a year and half now and are very pleased with our choice. Any time we need a review, Debbie is right and top of it and gets us scheduled in promptly. The fact that we live nowhere near the office is not a problem. We meet by Zoom and do paperwork electronically. We would highly recommend Etzler Financial to anyone looking for professional help with their finances!

    The Clays

    Our confidence has never waivered

    We have been clients of Etzler Financial Advisors for several years. When we first approached Etzler Financial Advisors, we had no idea what to do with our finances and were in desperate need of sound advice. We began our meetings at Etzler Financial Advisors with discussions on our current lifestyle, our current financial status and what we are looking for in the future. Etzler Financial Advisors prepared charts, graphs, and spreadsheets clearly identifying what our investments could do for us currently and in the future. We are continually updated on our status and current trends in the market, along with receiving, newsletters on the current economy, financial trends etc. Our confidence in what Etzler Financial Advisors has to offer has never waivered.

    Ron & Ruth

    Personally invested in our financial success

    Setting up a financial portfolio and preparing for retirement was a daunting task; we didn’t know where to start. Following extensive research into financial advisors in our local area and further abroad, we knew that Etzler Financial would be a good fit. Matt has explained the complicated world of investment in a way that is easy to understand and is willing to answer questions promptly. We feel like he is personally invested in our financial success. Matt’s assistant, Debbie, is a wonder woman of organization and efficiency. We highly recommend Etzler Financial.

    Chet and Lynn S.

    Total confidence and trust

    When an unexpected layoff happened near retirement age, we researched and luckily found Matt! He guided us gently through a stressful time. We have total confidence and trust in Matt! We would definitely recommend Etzler Financial! By his thorough conversations with us, he knows what our goals are and keeps us on track to achieve them. Total peace of mind!

    The Price Family

    Full of knowledge and super easy to work with

    I highly recommend Matt for any of your financial needs. I had talked with 2 or 3 other financial advisors before I found Matt. None of them really listened to me - they met with me, and put a plan together that did not meet my needs. They hadn't listened to my concerns and seemed to be including what worked best for them - not what worked best for me!!! Matt is full of knowledge and super easy to work with. I first reached out to Matt when I was making a decision about the timing of my retirement. I wanted to be certain that I had enough resources to retired with extremely low risk that I would need to return to the workforce. Matt worked tirelessly with me through many models and scenarios - explaining every single thing in terms that were easy to understand. If Matt doesn't know the answer he will research it and get back to you. I recommend Matt with no hesitation or doubts.

    Doreen

    Best thing we did financially

    Several years ago at the Tehama County Fair we met the Etzler Financial Team at a booth. We contacted the office immediately and met with Matt. Best thing we did financially after moving to Red Bluff. Matt has always been a gentleman and an excellent advisor. Wouldn't trade his services for any other. His helpfulness and advise has been excellent. Thank you Matt for your services and I would highly recommend the Etzler company.

    Mary B.

    Personable, easy to talk to, and knowledgeable

    We wanted to review our finances and wealth holistically in order to make major future decisions. To achieve this objective we researched several firms and looked for one with extensive knowledge and experience. It was also important to us that the advisor be trustworthy and unbiased... a firm that would provide us honest answers to our questions. We selected EFA and was not disappointed. Matt was personable, easy to talk to, and knowledgeable. He shared experiences of others which helped us with better planning. We liked the fact that he is a Certified Financial Advisor who does not try to sell insurance or stocks to us. We continue to consult with Matt and would recommend EFA to our friends.

    Bill & Bonnie

    Highly recommend

    I would highly recommend Matt as a financial advisor. He is always available and works with me as a client with the utmost respect and professionalism. He’s a great listener and advisor. I made a smart decision by choosing Matt and his company as my financial advisor!

    Marcy

    A great decision

    We were facing retirement in a few years and wanted help and advice on the best way to re-invest our funds that would give us the income and lifestyle we were accustomed to. The best part of working with Etzler Financial is the professionalism and friendly attitude of staff. Going with Etzler Financial was a great decision and we would highly recommend their services.

    Randy and Ellie

  • Testimonials have been provided by actual clients in their own words.

     

    Clients have not been compensated directly or indirectly for their testimony.

    Entering into an advisory relationship is an important decision that has significant lifelong implications.

    For this reason, we offer a no-charge, no-obligation introductory consultation. During the consultation, you will meet with a Certified Financial Planner™ professional to discuss what's important to you. If we're in a position to help you and we're a good fit, we'll provide you with a written proposal that outlines how we will help you and what to expect. And because we're fee-only fiduciary advisors, you can be assured that you will receive real advice and planning, never a sales pitch.

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