Independent. The ability to say no to compromise is a rare thing these days. Many financial advisors would like to be able to say it, but so few have the autonomy to actually do it. As an independent Registered Investment Adviser (RIA) firm, we can say no. No, we will not do it the way everyone else does it. No, we will not ignore the fiduciary standard and subject clients to the lower standard of suitability. No, we will not affiliate with a parent company who influences our objectivity and limits our ability to seek the best possible solutions for our clients. No, we will not accept commissions or incentives to recommend proprietary products, high cost insurance and investment products such as whole life or universal life insurance, variable annuities, or loaded A, B, & C shares of mutual funds.
Because we can say no to compromise, we can say yes to other things – such as sitting on the same side of the table with you to help get whatever it is you need to succeed. Yes, to an honest and effective experience driven by your goals and objectives, not product sales or transactions. Yes, we work directly for you, not some company that may have a separate agenda. Yes, we have no allegiance to any one company, service or product, beyond our belief in its ability to help you reach your goals. Yes, we will help you make money – not the other way around. And yes, we promise, in writing, to always put your interests first... the way it should be.
Fee-Only Fiduciaries. We are fiduciaries, a legally defined standard of guidance and service that means we are required to always act in the clients’ best interest, avoid conflicts of interest, and compensated exclusively by our clients.
Our firm provides services on a fee-only basis. This means our only source of income is from the fees we charge. No commissions. No incentives for promoting specific products. No third-party kickbacks. We avoid conflicts of interest. Unfortunately, as we have seen all too often, many financial services companies have inherent conflicts of interest which benefit their executives and sales people, but may harm their clients. By contrast, Etzler Financial Advisors is structured to ensure our focus stays squarely on your success.
It’s a lot of these BIG things that separate Etzler Financial Advisors from most other financial advisors. In the end, we believe that the foundation of a better advisory experience is our passionate commitment to making a difference in the lives of our clients. We designed our independent, conflict-free business model to help us serve you better. It’s not just a better way of doing business; we think it’s the only way. By maintaining our autonomy, fiduciary status, and ability to say no, we can provide integrated strategies to help you build, protect, and carry on what’s important... today, tomorrow, and for years to come. We call it independence. You call it PEACE of MIND.