independent conflict-free advice
No commissions. No loads. No conflicts.
A bucket plan to go along with your bucket list.
Making life more...
Current challenges. Shifting needs. Future goals. Help to manage them all.
Peace of Mind
Freedom to focus on what matters most.
taking care of business
The right partner makes all the difference.
Etzler Financial Advisors, LLC is an independent, fee-only advisory firm that provides consulting services within three main practice areas: Financial planning Investment and fiduciary consulting services Retirement plan services We serve as a fiduciary to our clients. We are not affiliated with any broker, bank, accounting firm, law firm, or insurance company. We do not sell any products, receive any commissions or third-party compensation, only the fees paid directly by our clients. Our founder, Matthew R. Etzler has been providing straight answers and sound advice for over 25 years. Click here for Matt's bio.
WHAT MAKES US DIFFERENT
It’s all about you.
People seeking financial advice are often looking for answers to difficult questions. At Etzler Financial Advisors, we take the time to understand your specific circumstances. What kind of guidance you need, the specific goals you want to achieve, and the services that make sense for you. We put your needs first and your interest is at the center of every recommendation we make. You’ll get real-life answers and strategies to help you face your most important challenges.
The ability to say no to compromise is a rare thing these days. Many financial advisors would like to be able to say it, but so few have the autonomy to actually do it. As an independent Registered Investment Adviser (RIA) firm, we can say no. No, we will not do it the way everyone else does it. No, we will not ignore the fiduciary standard and subject clients to the lower standard of suitability. No, we will not affiliate with a parent company who influences our objectivity and limits our ability to seek the best possible solutions for our clients. No, we will not accept commissions or incentives to recommend proprietary products, high cost insurance and investment products such as whole life or universal life insurance, variable annuities, or loaded A, B, & C shares of mutual funds. Because we can say no to compromise, we can say yes to other things – such as sitting on the same side of the table with you to help get whatever it is you need to succeed. Yes, to an honest and effective experience driven by your goals and objectives, not product sales or transactions. Yes, we work directly for you, not some company that may have a separate agenda. Yes, we have no allegiance to any one company, service or product, beyond our belief in its ability to help you reach your goals. Yes, we will help you make money – not the other way around. And yes, we promise, in writing, to always put your interests first... the way it should be.
We are fiduciaries, a legally defined standard of guidance and service that means we are required to always act in the clients’ best interest, avoid conflicts of interest, and compensated exclusively by our clients. Our firm provides services on a fee-only basis. This means our only source of income is from the fees we charge. No commissions. No incentives for promoting specific products. No third-party kickbacks. We avoid conflicts of interest. Unfortunately, as we have seen all too often, many financial services companies have inherent conflicts of interest which benefit their executives and sales people, but may harm their clients. By contrast, Etzler Financial Advisors is structured to ensure our focus stays squarely on your success. It’s a lot of these BIG things that separate Etzler Financial Advisors from most other financial advisors. In the end, we believe that the foundation of a better advisory experience is our passionate commitment to making a difference in the lives of our clients. We designed our independent, conflict-free business model to help us serve you better. It’s not just a better way of doing business; we think it’s the only way. By maintaining our autonomy, fiduciary status, and ability to say no, we can provide integrated strategies to help you build, protect, and carry on what’s important... today, tomorrow, and for years to come. We call it independence. You call it PEACE of MIND.
Your goals. Your objectives. Understood.
Making life more
Strategies to build, protect, and carry on what's important to you.
Chances are, you’ve received financial planning or investment advice at some point over the years. And you may even be pretty comfortable with your current position. But do you feel confident that your plans and strategies are as effective as they can be? Etzler Financial Advisors’ truly integrated approach can make the difference between what works and what works harder for you. Because your goals become our central focus, we develop a unique and broader perspective that allows us to meet them by pulling everything together. Taxes, investments, retirement, protection, and estate planning. True integration, established through a single advisor. And you can feel confident in the objectivity of the information and advice we provide because it comes from highly qualified, independent, conflict-free professionals, not commissioned sales representatives. Independent, highly qualified, conflict-free advice. One day every advisor may offer it, but you’ll find it with us today. Click here for the start of something better. Click here to learn more about our services for individuals.
Customized retirement plan solutions.
Taking care of business
What you don't know CAN hurt you and your employees.
Managing a company's retirement plan requires in-depth knowledge, experience and specialized expertise. You need a partner who can advise you on how to structure, establish and operate the right plan for your company - a plan that will help your employees work toward financial freedom and minimize your liability. We can help you design a plan that best suits your employees, help you implement fiduciary standards while providing the ongoing due diligence that can help you offer an appropriate mix of investment options to your employees. We deliver retirement plan services that are traditionally only available to larger employers: fiduciary protection, heightened best practices and investment due diligence, open architecture, overall plan analysis and design assistance, independent vendor search and benchmarking analysis, as well as high-quality service and communications. Your employees may not know a 401(k) from a 403(b) or a 457 plan, but they do know they want more out of it. More know how. Less hassle. Click here for the start of something better. Click here to learn more about our services for employers.
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Independent research organization for consumers
Independent research organization for consumers
The start of something better
News & Views
Matthew R. Etzler
News & Views
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